Life Insurance in NJ
Take care of those who matter most.
For those who want more coverage than their employer may be offering them, or don’t have life insurance through work at all, personal life insurance is worth exploring. A personal life insurance policy will cover you wherever you work or live so you’ll have coverage no matter what.
Universal life insurance is a type of whole or permanent life insurance. Universal policies are more flexible and tailored to your needs than standard whole life insurance policies.
- Universal Life – a form of permanent life insurance that will give coverage for your whole life. This product comes with flexibility that you won’t find with a traditional whole life insurance policy.
- Universal Life and Variable Universal Life – different in that its variable is a form of cash value life insurance and offers both a death benefit and investment feature to those who are covered.
- Indexed Universal Life – a type of permanent life insurance plan that has a cash value accumulation based on market indexes.
Life Insurance Ownership
About sixty percent of all people in the United States were covered by some type of life insurance in 2018. Among those with life insurance, about 1 in 5 say that they do not have enough.
Among those with life insurance, about 1 in 5 say that they do not have enough.